We want to let you know that we're having a free, First-Time Home Buyers' Seminar on Wednesday, February 8th at 7pm.

The class will save you time, money, and worry, even if you've owned a home before. Here are a few of the topics:

· Understanding your credit score.

· What Lenders are looking for when approving you for a home loan.

· How to get pre-approved to buy a home that you can afford.

· Help answering the question, "Am I ready to buy a home?"

· How to choose the right real estate/mortgage consultant.

You'll leave this free seminar with a clear vision of how the process comes together, as well as a free Home Buyers' Handbook for easy reference.

Please register for this seminar by Wednesday, Feb 1st at 877-262-5593, ext. 99.

· Plan to arrive about 10 minutes early to grab a good seat.

· Seating is limited. If you do have to cancel once you've registered, please notify us immediately so we can free up the seat for someone else.

Looking forward to seeing you there,

The Lockhart Group